Privacy Policy

1. Introduction

Caticlan City ("we," "us," or "our") respects your privacy and is committed to protecting it through compliance with this policy. This policy describes the types of information we may collect from you or that you may provide when you visit our website, and our practices for collecting, using, maintaining, protecting, and disclosing that information.

2. Information We Collect

We may collect several types of information from and about users of our website and services, including:

• Identity and Contact Data — such as name, business name, email address, phone number, and mailing address, typically provided when you submit an inquiry or request information through our contact forms.
• Business and Financial Information — details you voluntarily provide in connection with requests related to our services, such as general information about liquidity management needs.
• Technical and Usage Data — such as IP address, browser type, device information, pages visited, and timestamps, collected automatically as you navigate the website.
• Communications — records of correspondence if you contact us, including the content of your messages.

3. How We Collect Information

We collect information in the following ways:

• Directly from you when you complete forms, request information, or communicate with us.
• Automatically as you navigate the site, using technologies such as cookies and similar tracking tools.
• From third parties, where applicable, such as analytics or service providers who assist in operating our website.

4. How We Use Your Information

We use information that we collect about you or that you provide to us, including any personal information, for purposes such as:

• Responding to inquiries and providing requested information about our services.
• Operating, maintaining, and improving our website and offerings.
• Communicating with you about updates, requested materials, or administrative matters.
• Complying with applicable legal obligations and enforcing our terms.
• Detecting, preventing, and addressing technical issues, fraud, or misuse.

5. Cookies and Tracking Technologies

Our website may use cookies and similar technologies to distinguish you from other users, remember preferences, and understand how visitors use the site. You can set your browser to refuse cookies or to alert you when cookies are being sent. However, some parts of the website may not function properly if you disable cookies.

6. Disclosure of Your Information

We do not sell personal information. We may disclose information we collect:

• To service providers who perform functions on our behalf, such as hosting or analytics, under obligations of confidentiality.
• To comply with applicable law, regulation, legal process, or governmental request.
• To protect the rights, property, or safety of Caticlan City, our users, or others.
• In connection with a business transaction such as a merger, acquisition, or sale of assets, subject to appropriate confidentiality protections.

7. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

8. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements, unless a longer retention period is required or permitted by law.

9. Your Rights and Choices

Depending on your jurisdiction, you may have certain rights regarding your personal information, which may include the right to access, correct, delete, or restrict the use of your information, and the right to object to certain processing. To exercise any such rights, please contact us using the details on our Contact page. We will respond in accordance with applicable law.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of such third-party sites. We encourage you to review the privacy policies of any external sites you visit.

11. Children's Privacy

Our website and services are intended for business use and are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently received personal information from a child, we will take steps to delete it.

12. International Data Transfers

If you access our website from outside the Philippines, please be aware that your information may be transferred to, stored, and processed in the Philippines or other jurisdictions where our service providers operate, which may have different data protection laws than your jurisdiction.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will post the revised policy on this page with an updated "Last updated" date. We encourage you to review this page periodically.

14. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please reach out via our Contact page.